The American Booksellers Association’s health coverage partner LIG Solutions wants booksellers to stay healthy this holiday season. The following resources are meant to help expand your health and wellness awareness.
FAQs of Annual and Open Enrollment 2022
LIG Solutions is answering all of your questions and common insurance misconceptions, especially around Medicare’s Annual Election Period (AEP) and Open Enrollment (OEP) that are happening now.
ABC’s of Medicare*
There are many different letters for the parts of Medicare* benefits, what do they all mean and what can they cover? It’s time to learn your Medicare ABCs with LIG — they break it down part by part to help you understand.
Have you had your 2021 Wellness Visit?
Here is your reminder to schedule your annual wellness visit, teeth cleaning or vision exam with your physician. These are often included in your health coverage, schedule your appointments today to be seen before the end of the year.
Bridge your Medicare Coverage Gaps
Do you have gaps in your Medicare* coverage? Medicare Supplements can help pay for remaining costs that Medicare Part A and Part B do not cover — including copayments, coinsurance, and deductibles. LIG has outlined the cans and can’ts of Medigap.
Reminder: Health insurance open enrollment for 2022 is officially underway. Booksellers should remember these important dates:
- Medicare Enrollment (typically for those 65 and older) has begun and runs to December 7, 2021.
- General Open Enrollment (typically for those under 65) has begun and runs to January 15, 2022.* It is important to note that in order to have a health plan that takes effect January 1, 2022, enrollments must be completed by December 15, 2021. Enrollments completed after December 15 will be effective February 1, 2022.
- Business Health Plans through the employer sponsored LIG Group Health Reimbursement Arrangement (HRA) Program can start at any time. HRAs give business owners options and choices for their employees, allowing employees to select their own health coverage. Employers then reimburse employees a specific dollar amount for their health insurance premium expenses using pretax money.
For more information about open enrollment in general, see ABA’s article on preparation for open enrollment.
LIG Solutions can help you review your health coverage options — contact the team at LIG today. For more information about ABA’s partnership with LIG Solutions, see these frequently asked questions.
*Disclaimer: Medicare is available to some individuals under the age of 65 in limited circumstances. LIG Solutions is not affiliated with the U.S. government or federal Medicare program. LIG Solutions complies with applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.